Does Instacart Take EBT? (Yes, Here's How to Use It) (2023)

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Does Instacart Take EBT? (Yes, Here's How to Use It) (1)

With the surge of demand for online grocery shopping, Instacart started accepting EBT/food stamps to make grocery delivery more accessible to consumers.

Instacart takes EBT in select states at participating stores, including ALDI, Food Lion, Publix, Giant Food, Hannaford, Stop and Shop, Piggly Wiggly, Martin’s, Brookshire’s, Super 1, Food Bazaar, United Supermarkets, and more. Instacart continues to expand its EBT coverage by adding more grocery stores to this list.

In this article, I’ll share with you the full list of grocery stores and states where Instacart takes EBT. Additionally, I’ll walk you through how to use EBT cards on Instacart and how to pay for additional charges like tips, delivery, and service fees.

I’ll also cover the list of eligible food items you can purchase using your SNAP/EBT benefits, so keep on reading!

List of Grocery Stores and States Instacart Takes EBT

Below, you can find the full list of grocery stores and states where you can use your EBT card with Instacart:

Grocery StoresStates
District of Columbia
New Hampshire
New Jersey
New York
North Carolina
North Dakota
Rhode Island
South Carolina
South Dakota
West Virginia
Brookshire’s Food & PharmacyArkansas
Food BazaarNew York
Food LionDelaware
North Carolina
South Carolina
West Virginia
Fresh by Brookshire’sArkansas
Giant FoodDistrict of Columbia
New Hampshire
New York
Lucky SupermarketsCalifornia
Market 32Connecticut
New York
Market BistroNew York
West Virginia
Niemann FoodsIllinois
Piggly WigglyGeorgia
Price Chopper SupermarketsConnecticut
New Hampshire
New York
North Carolina
South Carolina
Save MartCalifornia
Spring MarketArkansas
Stop & ShopConnecticut
New Jersey
New York
Rhode Island
Strack & Van TilIndiana
Super 1 FoodsArkansas
Tops Friendly MarketsNew York
Town and CountryIndiana
United SupermarketsOklahoma
Van Til’s SupermarketIndiana
Woodman’s MarketWisconsin

How to Use EBT on Instacart

Does Instacart Take EBT? (Yes, Here's How to Use It) (2)

To use an EBT card on Instacart, first, you need to add it to your account. Follow the instructions below on adding an EBT card to your Instacart account:

  1. Download the Instacart app on your iOS or Android device
  2. Open the Instacart app and signup for an account
  3. Enter your e-mail, password, and zip code to confirm service availability in your area
  4. Tap the three “horizontal lines” at the top left corner of your profile page
  5. Tap “Your account settings”
  6. Tap “Payment methods”
  7. Tap “ Add EBT SNAP card”
  8. Enter your EBT SNAP card information

After adding the EBT card, go back to your profile page and select the store you want to shop in the “Your Stores” section. You will then be directed to the store’s homepage to start shopping.

You have two options to receive groceries with Instacart – delivery or curbside pickup. Select the option you prefer and start adding items to your shopping cart.

When you’re done shopping, the next step is checkout.

At checkout, select how much of your benefits you want to allocate to your order.

The remaining balance should be paid with another payment method, such as a credit or debit card.

Adding a credit or debit card as a payment method on Instacart is similar to adding an EBT card. Follow the instructions below on how to do it:

  1. Go to your profile page and tap the three “horizontal lines” at the top left
  2. Tap “Your account settings”
  3. Tap “Payment methods”
  4. Tap “ Add Credit or debit card”
  5. Enter your credit/debit card information

You need to add a secondary payment method like a credit or debit card to complete your Instacart purchase.

This is because there are some charges which are not covered by your benefits, and I’ll explain this in more detail below.

Can You Pay Instacart Delivery and Service Fees With an EBT Card?

Unfortunately, you cannot pay Instacart delivery and service fees with an EBT card. According to SNAP guidelines, you can only buy eligible food items using your benefits.

That means you need a secondary form of payment, such as a credit or debit card, to pay for Instacart delivery and service fees.

SNAP guidelines are clear on what items can be purchased using the benefits.

EBT cardholders can only buy eligible food items using an EBT card, and Instacart delivery and service fees are not covered by the benefits.

Therefore, you need to add a credit or debit card to your Instacart account to pay for those additional charges.

Can You Tip Instacart Drivers With an EBT Card?

You cannot tip your Instacart driver with an EBT card. Similar to Instacart delivery and service fees, tips cannot be paid using the SNAP/EBT benefits.

You can only tip the driver using the credit or debit card on your Instacart account or give cash at the time of delivery.

Be sure to add a secondary payment method to Instacart to tip your driver and pay for the Instacart delivery and service fees mentioned above.

This payment method will also be needed if you purchase items that are not eligible for SNAP benefits.

How Does Instacart Work?

Today, Instacart aims to close the food insecurity gap by launching EBT SNAP on the platform. We’re particularly proud to kick this program off in Georgia where food insecurity impacts 12.5% of the population.

— Instacart (@Instacart) October 22, 2020

Now that you installed the Instacart app and added your EBT card and the secondary payment method, you’re ready to start shopping!

In this section, I’ll explain how Instacart works for online grocery orders.

Instacart app is intuitive and easy to navigate. You can shop for groceries both using the app and the website.

I prefer to use the app because I usually place my grocery orders on the go.

What I like most about the Instacart app is that it remembers your past orders and replacement instructions for each item.

You don’t need to create a shopping list from scratch or provide instructions each time you place an order.

Most people tend to reorder the same items to restock their fridges or pantries, so this feature comes in handy to streamline the shopping process!

The checkout process is very straightforward. We already covered how to add your EBT card and the secondary payment method to your account.

Select how much you want to pay with your EBT card at checkout, and the rest will be charged to your credit/debit card, including tips, delivery, and service fees.

When your order is received in the system, the Instacart driver will start shopping for your items. You can also chat with the driver while they are shopping.

If they have any questions about an item or you want to give additional instructions, you can communicate through the chat feature on the app.

When the shopping is complete, the driver will deliver the order within the timeframe you specified at checkout.

Items You Can Buy With EBT

USDA has strict guidelines on what items can be purchased using the SNAP/EBT benefits.

According to their website, below are the items you can buy with an EBT card on Instacart – or at any grocery store:

The eligible food items you can buy using an EBT card include:

  • Vegetables and fruits
  • Poultry, meat, and fish
  • Breads
  • Cereals
  • Snack foods
  • Non-alcoholic beverages
  • Seeds and plants that produce food to eat

The non-eligible items you cannot buy with an EBT card include:

  • Any alcoholic beverages (beer, wine, liquor, etc.)
  • Tobacco and cigarettes
  • Vitamins, supplements, and medicines (if an item has a supplement facts label on the packaging, it’s considered a supplement and not eligible to buy with an EBT card)
  • Live animals (except shellfish, fish that were removed from the water, and animals slaughtered before buying at the store)
  • Prepared foods that are ready for consumption
  • Hot foods
  • Any non-food items (pet foods, cosmetics, hygiene products, cleaning supplies, paper products, and other household items)


I expect Instacart will continue to expand its EBT/SNAP coverage by adding more grocery stores to the list.

While using EBT on Instacart is pretty simple, be sure to add a secondary payment method to cover additional charges like tips, delivery, and service fees!

For more information about Instacart, check out the articles below:

Related Articles:

9 Tips to Save Money on Instacart Orders

Can You Buy Groceries Online With EBT? (Yes, Here’s Where)

How to Order Groceries From Aldi With Curbside Pickup

Can YouChooseYour Instacart Shopper?

Can You Use Store Loyalty Cards and Ibotta With Instacart?


Does Instacart Take EBT? (Yes, Here's How to Use It)? ›

To pay for your groceries using your benefits, you'll have to add your EBT card to your Instacart account. While benefits will pay for most groceries, additional costs such as delivery, service fees, tips, and SNAP-ineligible items may not be covered.

How do I add EBT to my Instacart payment method? ›

Managing your EBT card on your account
  1. Click or tap the three horizontal lines in the top left corner.
  2. Select Account settings.
  3. Select Payment methods.
  4. Select Add next to EBT SNAP card.
  5. Enter the first name, last name, and card number on the EBT card.
  6. Select Save.

Where can I pay online with EBT cash? ›

Amazon, Walmart, and Target are three major digital retailers that accept online EBT payments for SNAP-eligible food items. With online EBT grocery delivery and pickup, you may be responsible for additional fees not covered by your SNAP benefits.

Does Instacart have free delivery? ›

As always, Instacart+ members get free delivery on orders over $35 or more per retailer. All orders must be at least $10 to be eligible for delivery.

Does Instacart take EBT in California? ›

Currently, customers with a valid EBT SNAP card in all states except Alaska can use their SNAP funds on Instacart at participating retailers.

Why won't Instacart let me pay with EBT? ›

If you don't see EBT SNAP as an option for your local participating store, make sure you have the latest version of the Instacart app. If you still can't see EBT SNAP, check back often as we continue to expand to more stores. You'll notice there is a payment breakdown on the Place Order page.

What forms of payment does Instacart accept? ›

We accept many forms of payment—all major US and Canada credit and debit cards, Google Pay, Apple Pay, Klarna, PayPal, and EBT cards at participating stores in select states*.

Can I enter my EBT card manually at Walmart self checkout? ›

Yes you can. You can use the food stamp balance to buy seeds and starter plants to grow vegetables for you to eat. If you have cash benefits on the card as well, you can use them like any other debit card. Some states may have restrictions on what kind of purchases you can make with an EBT cash balance.

Can you buy hot food with EBT in California? ›

Restaurants and EBT

California's Restaurant Meals Program (RMP) allows eligible homeless, elderly, and/or disabled EBT cardholders receiving CalFresh benefits to purchase hot prepared foods at participating restaurants using their Electronic Benefit Transfer (EBT) cards.

What is the $99 Instacart fee? ›

For a flat standard fee of $99/year or $9.99/month, members enjoy unlimited free delivery on orders of $35 or more (per retailer), and other benefits.

Why did Instacart charge $100? ›

Why Did Instacart Charge Me $100? If Instacart charged you $100 outside of a grocery delivery, odds are you signed up for the Instacart Express membership and forgot to cancel it.

How do you get free groceries on Instacart? ›

For instance, you may have an Instacart promo code or an Instacart coupon, or you can get shopping credits. You can also find stores that offer free delivery. The website's Instacart discounts and coupons section will list the stores in your area that offer Instacart savings.

Can I use EBT with Doordash California? ›

Yes, at checkout you can use your SNAP/EBT card to pay for eligible food items and purchase all other items in your cart with an alternative payment method such as a credit card, debit card, or gift card.

What stores accept EBT online in California? ›

Can I use my EBT card to buy non-food items? A. Yes, if you get CalFresh benefits, you can only buy food items online at Albertsons, Amazon, Safeway, Vons and Walmart. If you get CalWORKs, you can use your cash benefits to make food or non-food purchases at Walmart.

What can I buy with EBT California? ›

What can I buy with CalFresh benefits? CalFresh can be used to purchase any food EXCEPT heated foods. Non food items like tobacco, alcohol, pet food, and toiletries are not able to be purchased with CalFresh.

Why doesn t Instacart pay for gas? ›

According to Instacart, as a shopper you are an “independent contractor. Therefore, you use your own vehicle to handle deliveries and you pay for your own maintenance and fuel.” So, in simple terms, Instacart doesn't pay you for the gas you use while driving.

Why is Instacart not paying as much? ›

For some shoppers, that assurance rings hollow, given Instacart's history. In 2019, amid accusations of tip theft, Instacart admitted it had been decreasing workers' pay based on the size of their tips. Then-CEO Apoorva Mehta apologized and promised changes and compensation.

Why can't I cash out my Instacart? ›

No Cash Out Button on Instacart

If you haven't met the requirements for Instant Cashout eligibility, the button will be gray. If you think you should be eligible to cash out, but the option isn't showing up on your “Earnings” tab, try reinstalling the app or logging in from a different device.

Is it worth it to Instacart? ›

FAQs. Is Instacart worth it as a shopper? Because it's flexible and often pays $20+ per hour, many shoppers feel that Instacart is worth it for them. You can schedule the hours you want to work, there are no minimum working hours per week, and Instacart offers incentives and bonuses to help drivers earn more.

How to make $500 a week with Instacart? ›

To earn $500 a week with Instacart, you likely need to work around 25 hours if you average $20 per hour in pay. This is a realistic hourly rate in busy markets, but it also assumes you get enough batches and that you shop efficiently. You can also get lucky with large tips and potentially make $500 much faster.

What happens if I use my Instacart card for personal use? ›

You're not allowed to use the Instacart payment card for personal grocery orders. It's against company policy and could result in termination from the grocery delivery app.

Can I transfer money from my EBT card to my PayPal account? ›

Can I transfer money from an EBT Card to PayPal? In this case, transferring money from your EBT card to PayPal is impossible.

How do I link my pay card to Cash App? ›

How to Add a Debit Card in the Cash App on an Android Device
  1. Launch the Cash App on your phone.
  2. Tap on your Profile icon in the upper right corner of the screen.
  3. Tap Linked Banks.
  4. Tap Link Debit Card.
  5. Input your card information with the credit card number, CVV, zip code, and expiration date.
  6. Click Link Card.
Jan 11, 2023

Do you have to link a card to Cash App? ›

Not linking your credit card to your Cash App will not prevent you from receiving money. However, you will not be allowed to send money to other people or cash out. For this reason, linking a card is very important.

Can I type in my card number at a store? ›

As long as the card being used is active, the credit card processing payment will process as a keyed transaction. Again, there are times when this is acceptable. If you're a small business owner and a regular customer is having problems with their card, you could always just manually enter the card information.

Does Walmart let you manually enter EBT number? ›

Yes, you can enter your EBT card manually at Walmart self checkout.

How do I manually enter my card at self checkout? ›

Add the customer's information: Enter the customer's name, email, and shipping address. Select "Manual payment": In the Payment section, select "Manual payment" as the payment method. Enter the credit card details: Manually enter the credit card details, including the card number, expiration date, and CVV code.

Can I buy rotisserie chicken with EBT in California? ›

Generally, food that is hot when sold or food that is sold to be eaten in the store cannot be purchased with your EBT card. This also rules out rotisserie chicken and prepared deli foods.

Does Mcdonalds accept EBT in California? ›

Even in California and Arizona, the two states with the most elaborate RMPs, not all fast-food locations take EBT cards. So even if you and your state participate in the RMP, you won't be able to use your card at McDonald's unless you find an RMP-approved fast food restaurant.

Can you use EBT at Taco Bell in California? ›

Taco Bell takes EBT at seven locations across Arizona and California. These locations, which are listed by address below, are specifically authorized to accept food stamps through the Restaurant Meals Program. If you're craving tacos, you may prefer to look for a Del Taco location near you that accepts EBT.

Why does Instacart take $10 extra dollars? ›

When you place your order Instacart places a temporary authorization hold for 15% higher than your total order at checkout. This authorization hold is placed in case your total is higher due to special requests, added items, replacement items, or weight adjustments.

Why does Instacart charge me twice? ›

WHY DID INSTACART CHARGE ME MORE THAN THE TOTAL OF MY ORDER? Instacart puts a temporary hold on your credit/debit card that includes a buffer to take item additions or substitutions into account. The final charge represents the items picked, and will not include items cancelled due to being out of stock.

What is the tipping amount for Instacart? ›

What about regular orders with 30+ items that add up to $100 or more? For most orders above $100, the restaurant standard of 15-25%+ works and that's what many customers who value the Instacart shopper's service tip. You can also try tipping half your item count when ordering from your run of the mill grocery store.

Can I return an Instacart item? ›

Go to the front-of-store checkout counters and show your Instacart receipt. All returns must be new, unused, and in original packaging, with exceptions for defective merchandise or products. The retailer issues refunds on a Store Return Card (store credit) for full purchase amount.

Why did Instacart charge me an extra $20? ›

An Additional Charge on your delivery receipt reflects any items added to your order after it's been placed that make your new order total more than the original charge.

Are groceries more expensive on Instacart? ›

How Much More Than In-Store Pricing are Instacart Prices? Because retailers set their prices in Instacart, there's no set fee or percentage you should expect to see when you shop in the app. Some Instacart users have reported average increases of 15-17% on grocery items, which seems to be average.

Is Walmart Instacart free? ›

How much does Walmart delivery via Instacart cost? Here's the breakdown on Walmart delivery cost via Instacart: Instacart+ members have $0 delivery fees on every order over $35; and non-members have delivery fees start at $3.99 for same-day orders over $35.

Do you leave groceries on the doorstep for Instacart? ›

Where Does Instacart Leave Your Groceries? Instacart usually hands your groceries to you. If you specify that the driver can leave them at your door, they typically leave them at your front door. However, customers can add custom delivery instructions in the app.

Do Instacart Shoppers have to bag their own groceries? ›

Too busy to worry about how to bag groceries? The good news is, you don't have to! When you use Instacart, a professional shopper will choose the best groceries, bag them up for you, and either have them ready for you to pick up or deliver them right to your home.

Can I use my EBT in another state if I have it in California? ›

Q: Can I use my Electronic Benefit Transfer Card in another state? A: The EBT card will work at any store or ATM that displays the Quest® symbol in California and the other 49 states in the United States, as well as the District of Columbia, the U.S. Virgin Islands and Guam.

Can I use my California EBT card for gas? ›

The Temporary Assistance for Needy Families program also offers an EBT card (called EBT Cash), and it can be used for a wider range of living expenses, including fuel, housing, home maintenance supplies, personal hygiene and other living expenses.

Does Starbucks accept EBT in California? ›

Company-owned Starbucks locations don't accept food stamp cards like EBT cards. Starbucks isn't an approved SNAP store since the federal government considers it an unnecessary premium brand. Products at Starbucks aren't essential food purchases.

Can I use EBT on Instacart California? ›

Yes, you can also use your EBT card with Instacart, an online grocery delivery service, to buy groceries at SNAP-participating retailers for delivery or pickup. Instacart provides groceries through the following EBT SNAP retailers: ALDI. Price Rite.

What stores in California accept EBT on Instacart? ›

You can also use your EBT card to make purchases online at both Aldi and Save Mart stores (FoodMaxx and Lucky Supermarkets) through Instacart. If you get CalFresh food benefits, you can find out more about how to purchase food online with your EBT card at: Aldi and Save Mart through Instacart, Amazon, and Walmart.

Can I use California EBT at ATM? ›

You can withdraw up to your entire cash account balance from an ATM or POS in one day. However, depending on the ATM or POS limits, you may need to do more than one transaction. You can check your account balance at Use a POS machine to buy food with your food stamp benefit account or get cash benefits.

Can you buy toilet paper with EBT California? ›

CalFresh cannot be used to buy

Non-food items (pet food, toilet paper, diapers, soap, etc.)

What does CalFresh not cover? ›

MYTH: I can only buy certain types of food with CalFresh benefits. FACT: You cannot use CalFresh to buy non- food items such as cigarettes or tobacco, pet food, soaps, paper products, household supplies, vitamins, and medicines, even if they are sold at food stores.

How do I pay for groceries with Instacart card? ›

It's easy to use your Instacart Mastercard in stores, in app and online.
  1. Use a. mobile wallet. ...
  2. In app. and online. ...
  3. Tap to pay. Just look for the Contactless Symbol at checkout, then tap your contactless card on the checkout terminal to pay.

How do Instacart shoppers pay for groceries? ›

All you need is your driver's license, social security number, and bank account information to set up direct deposit. Do I pay for groceries myself? Not at all. As an Instacart shopper, you'll get a payment card from Instacart and use it at the checkout register at every store you shop.

How do I use my digital Instacart card? ›

You can save your physical instacart card to Google pay, and you can only use Google pay if you have NFC on your phone which allows for digital payments. Once on Google pay, you select your Instacart card, and hold your phone up to the card reader, you'll hear a chime once it goes through.

How do I withdraw money from my EBT card in NY? ›

New York recipients may access their cash and SNAP benefits at participating EBT locations anywhere within New York State and nationwide. Cash benefits may also be accessed at participating ATM and authorized retail store locations.

Does Instacart give you a card to use? ›

Do Instacart Shoppers Pay with Their Own Credit Card? No, Instacart shoppers do not pay for groceries using their own credit or debit cards. Instead, they use a special card issued by Instacart that functions just like any other major credit card would at a grocery store.

Can I do Instacart without the card? ›

No, you do not use your card. No, they provide you with an Instacart debit card to cover the cost of groceries with a pre-approved amount for each selected batch.

Do I tip my Instacart shopper? ›

Tips are optional but a great way to show your shoppers appreciation and recognition for their excellent service. 100% of your tip goes directly to the shopper(s) shopping and delivering your order. For orders where 2 shoppers fulfill your order, the tip is split evenly between them.

Do groceries cost more with Instacart? ›

According to the company's co-founder, Instacart charges more than at stores, with an average markup of around 15%. While the average is around 15%, the markups differ across the various stores that use Instacart, as well as vary by product. For some items, the markup is only a few percentage points.

Can I use my Instacart card at self checkout? ›

Can Instacart shoppers use self-checkout? Yes, they can, but the company advises that Instacart Shoppers should use manned checkouts.

How do I pay online with a digital card? ›

When you check out on a website or make an in-app purchase:
  1. Choose the virtual card from your payment method options.
  2. Let Chrome or Android fill in the payment info automatically. You may be asked to verify your identity with a code, fingerprint, or other method.
  3. Check out as usual.

Can I split payment on Instacart? ›

We do offer split payment. To use two methods of payment on the same order, add the items you need to your cart and follow the checkout process.


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